Rates

Personal Accounts

Term Deposits	Rates
1 Year	4.50%
18 Month	4.75%
2 Year	5.00%
3 Year	4.75%
4 Year	4.50%
5 Year	4.25%

TFSA Term Deposits	Rates
1 Year	4.50%
18 Month	4.75%
2 Year	5.00%
3 Year	4.75%
4 Year	4.50%
5 Year	4.25%

RRSP	Rates
1 Year	4.50%
18 Month	4.75%
2 Year	5.00%
3 Year	4.75%
4 Year	4.50%
5 Year	4.25%

RRSP Variable Rate	Rates
Variable Rate	4.50%

Strategic Savings Account	Rates
Balances $0 - $4,999	4.50%
Balances $5,000 - $9,999	4.55%
Balances $10,000 - $19,999	4.60%
Balances $20,000 - $49,999	4.65%
Balances over $50,000	4.70%

UltraFlex Spending Account	Rates
Any Balance	0.25%

Peak Savings / TFSA	Rates
Any Balance	4.50%

Business Accounts

Term Deposits For Business	Rates
1 Year	4.50%
18 Month	4.75%
2 Year	5.00%
3 Year	4.75%
4 Year	4.50%
5 Year	4.25%

Strategic Investment Account	Rates
Balances $0 - $9,999	4.45%
Balances $10,000 - $24,999	4.50%
Balances $25,000 - $99,999	4.55%
Balances $100,000 - 249,999	4.60%
Balances $250,000 - $999,999	4.65%
Balances over $1,000,000	4.70%

Peak Investment Account	Rates
Any Balance	4.45%

Grandfathered Accounts

The following products are no longer available for purchase, however, some members may still have one or more of these accounts open.

Smartsave (G)	Rates
Smart Save ($0 to $999)	0.25%
Smart Save (1,000 to $9,999)	0.30%
Smart Save ($10,000 to $24,999)	0.35%
Smart Save ($25,000 to $59,999)	0.40%
Smart Save ($60,000 and over)	0.45%

Daily Interest Chequing (G)	Rates
$0 - $1,999	0.00%
$2,000 - $4,999	0.00%
$5,000 - $9,999	0.05%
$10,000 - $24,999	0.05%
$25,000 +	0.05%

Credit Union Deposit Receipts (G)	Rates
CDR	0.25%

Plan 24 (G)	Rates
Plan 24	0.25%