Rates

Personal Accounts

Term Deposits Rates
1 Year 0.65%
18 Month 0.75%
2 Year 0.80%
3 Year 0.90%
4 Year 1.10%
5 Year 1.20%
TFSA Term Deposits Rates
1 Year 0.65%
18 Month 0.75%
2 Year 0.80%
3 Year 0.90%
4 Year 1.10%
5 Year 1.20%
RRSP Rates
1 Year 0.65%
18 Month 0.75%
2 Year 0.80%
3 Year 0.90%
4 Year 1.10%
5 Year 1.20%
RRSP Variable Rate Rates
Variable Rate 0.65%
Strategic Savings Account Rates
Balances $0 - $4,999 0.65%
Balances $5,000 - $9,999 0.70%
Balances $10,000 - $19,999 0.75%
Balances $20,000 - $49,999 0.80%
Balances over $50,000 0.85%
UltraFlex Spending Account Rates
Any Balance 0.10%
Peak Savings / TFSA Rates
Any Balance 0.65%

Business Accounts

Term Deposits For Business Rates
1 Year 0.65%
18 Month 0.75%
2 Year 0.80%
3 Year 0.90%
4 Year 1.10%
5 Year 1.20%
Strategic Investment Account Rates
Balances $0 - $9,999 0.65%
Balances $10,000 - $24,999 0.70%
Balances $25,000 - $99,999 0.75%
Balances $100,000 - 249,999 0.80%
Balances $250,000 - $999,999 0.85%
Balances over $1,000,000 0.90%
Peak Investment Account Rates
Any Balance 0.65%

Grandfathered Accounts

The following products are no longer available for purchase, however, some members may still have one or more of these accounts open.


Smartsave (G) Rates
Smart Save ($0 to $999) 0.25%
Smart Save (1,000 to $9,999) 0.30%
Smart Save ($10,000 to $24,999) 0.35%
Smart Save ($25,000 to $59,999) 0.40%
Smart Save ($60,000 and over) 0.45%
Daily Interest Chequing (G) Rates
$0 - $1,999 0.00%
$2,000 - $4,999 0.00%
$5,000 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000 + 0.05%
Credit Union Deposit Receipts (G) Rates
CDR 0.25%
Plan 24 (G) Rates
Plan 24 0.25%